• Personal Loans made Easy

    Approval in minutes. Money in the Bank today. Quick, Easy, Low EMI Personal Loans

  • 2-Minute Approval

    We auto-pull info such as Pan Numbers, Bank Transactions, CIBIL History etc. No filling out long forms or preparing documents

  • Confused about where to apply ?

    We automatically match you to the right lender for your credit profile

  • Quick & Easy

    No more visiting banks and filling out long forms. Just download our app, relax at home, and fill out an easy application in 2 minutes or less

  • Automated DATAPULL

    We pull various details like PAN Numbers, bank transactions, CIBIL Scores etc automatically from the Internet - Saving you the trouble of remembering these and taking various photocopies

  • Lowest EMI

    We automatically match you with lenders with the lowest interst rates for your consumer profile, and loan profile. No need to shop around multiple websites, and lenders to find the best rate for you.

  • Lender Matching

    Different lenders have different approval criterion. Consumers are unaware of this, and end up applying to multiple lenders. Other than being tedious, multiple credit checks also reduce CIBIL score. With InstaPaisa, you only apply once, and are auto-matched to the right lender.

  • Automated Decisions

    Our loan decisioning engine is automated, with no human intervention. This means that you get a decision on your loan automatically and instantly - like magic !

  • Fast Disbursal

    Once approved, your loan can be disbursed as early as 6 hours after approval, once documents and KYC is duly signed.

About Us

A Credit Decisioning platform connecting borrowers to lenders to execute instant loan transactions

What we do?

Our online and mobile platform brings together lenders and borrowers, creates credit profiles using our proprietary, new-age data based proxy credit score technology, matches borrowers to the best lenders for their profile, and executes lending transactions.

For consumers, we offer a quick, easy way to get low EMI loans. Gone are the days of visiting banks with various documents and working for 15+ days to get a loan. Just download the InstaPaisa app, apply, get approved in minutes and get money in the bank today.

For lenders, we offer a platform to originate loans based on pre-defined segments. Just describe the profile of customers you want to lend money to, for what purpose, and and what interest rates. We'll empannel you in our lending platform and start originating loans that match your profile.

Call us at +91 11 40 472 472 or email us at care@instapaisa.com to learn more and get started.

InstaPaisa partners with online (and offline) marketplaces to leverage business data for consumer lending. We instantly finance large-ticket consumer purchases, getting your businsses more conversions, transactions, revenue, and profit.

If you run any kind of business that aggregates a large consumer base, and processes any large ticket transactions (such as travel, real estate, healthcare, or auto purchase etc), then we should talk.

Call us at +91 11 40 472 472 or email us at care@instapaisa.com to learn more and get started.


Borrower accounts across our mobile and web apps


Loan Applications processed

Lakhs Disbursed

Loans disbursed to date


Banks and NBFCs lending on our platform

Meet Our Team

Passionate Entrepreneurs, Technologists, Finance Gurus and Data Scientists

Nikhil Sama
Founder & CEO

Experienced Technology Entrepreneur - Previously, Director Rocket Internet (Incubated Jabong.com, FabFurnish, FoodPanda in India). Strategy Consutant with Bain & Co, Chicago. 6+ Yrs of Silicon Valley Software development experience

Rohit Agrawal
Founder & COO

FinTech Guru - Co-Founder Gadget Cops (mobile phone insurance). Proprietary Trader with Merill Lynch, NY where he traded with a USD $80B book. 5+ Yrs of Software Development experience in NY

Deepak Bansal
Tech Lead (Web)

Leads development of InstaPaisa's back end servers, including data collection, security, lender matching algorithms and loan decisioning. 5+ Years of software development experience.

Saurav Bansal
Tech Lead (Mobile)

Saurav leads Mobile Development (iOS + Android) at InstaPaisa. 5+ years of mobile app development experience

What People Say About Us

  • Anoop Kumar

    « InstaPaisa got me a loan without leaving the hospital where my wife was admitted »

    – Anoop Kumar

  • Shekhar Kumar

    « Never thought that getting a loan could be so quick and easy. Thank You InstaPaisa »

    – Shekhar Kumar

  • Rahul Singh

    « Love the speed and responsiveness. Keep up the good work! »

    – Rahul Singh

Get in touch

We will get back to you as soon as possible


7 Siri Fort Road, Second Floor

New Delhi 110049 India


Customer Service Desk: 18605002192

Whatsapp Service Desk: +91-8826272192


Support: care@instapaisa.com

One-Stop shop for your loan

Download our app and apply today

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